![]() These coverages normally take care of damages and/or injuries to you. If you're in a city where people drive expensive cars, would you have enough coverage to pay to fix or replace those cars? Additional car insurance coverages.Īlthough these may not be required, they can provide you with an extra layer of protection. Something you may want to consider is the kind of cars you typically drive around. The amount of protection for these coverages can be increased above state minimums. In general, most states require the following auto insurance coverage: These pay for damages or injuries to other people and/or their property caused by an accident you're found at fault for. That's why we've made it easy to customize your car insurance. We're here to help you find the right coverages for you. Yes, state laws set the minimum for what type and amount of coverage people need for auto insurance, but that doesn't mean it's enough for you. If you're buying or selling a car or truck, find out how to transfer official ownership in these pages.Personalize your car insurance with the coverages you need. Head here to find state-specific registration info. Worth noting, but this one probably goes without saying.įind out how you might be able to meet your state's proof of financial responsibility requirements without buying car insurance. Initial insurance information was fraudulent In California, a driver has a 45-day window to submit proof of new coverage after a policy cancellation. States now monitor your insurance coverage electronically, and insurance companies are required to notify the DMV when coverage is canceled for any reason. States will suspend registration after that time period. In some states, you may be able to initially register a car so long as you provide proof of car insurance coverage within a specific timeframe. There are a few insurance-related reasons for registration suspensions. Tip #2: Before you clear your schedule, check to see whether your state DMV offers online registration and whether you're eligible for it. ![]() In California, for example, you can typically renew online so long as you're insured by one of the companies that submits information to the official state insurance database. ![]() If you're new to a state and you're in the market for new car insurance, we can help you start free quotes online.Īs state DMVs embrace the convenience of the Internet (no lines!), the ability to renew your car's registration online is becoming more common. You won't be able to register a car in a state you aren't insured in. In order to prove you meet your state's insurance minimums, you'll need to update or switch your car insurance shortly after settling in. Florida gives its new residents just 10 days to register while Alabama and New York make it 30 days. Most states require new residents to register their cars and trucks within a specific timeframe. In other words, you can't register a car in New York by submitting proof of liability coverage from New Jersey. Registering a Car After Moving to a New StateĮven though your coverage travels with you across state borders, you won't be able to register a car or truck if your insurance is from a different state. Personal injury protection coverage (no-fault states only)Ĭheck on the car insurance coverage minimums in your state.Bodily injury and property damage liability coverage.Your state DMV will check your car insurance status to make sure you meet the legally required coverage minimums. This way you won't need to double back to prove insurance and you won't risk a suspended registration. Tip #1: To save yourself future hassle, bring your proof of insurance to the DMV when you head in to register your car. Register your car and then provide proof of insurance within a specific timeframe, which varies by state. ![]() In states that maintain an electronic insurance database, you only need to provide the name of your company. Bring your proof of insurance form or insurance ID card to the DMV when you go to register your car or truck.In most states, you'll need to verify your car insurance coverage in order to legally register your car or truck. State DMVs are on a mission to lower the number of uninsured drivers on the road, and requiring car insurance before registering a car is a major step in that direction.
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